Unsecured Business Loans
Borrow without putting property or assets up as security.
An unsecured business loan lets an Australian business borrow from $5,000 to $500,000+ without using property or equipment as security. Approval is based on your revenue and trading history. Rates typically start around 14% p.a. with terms up to 3 years.
Features
- No property or asset security
- Minimal paperwork
- No early repayment fees on most products
- Flexible repayment frequency
Best for
- Working capital
- Hiring and marketing
- Renovations and fit-outs
- Businesses that don't own property
What you'll need
- Active ABN
- 6+ months trading preferred
- $5,000+ monthly revenue
- Business bank statements
Unsecured Business Loan FAQs
How much can I borrow unsecured?
Most businesses can borrow roughly 1 to 2 times their monthly revenue unsecured. Larger, established businesses can access up to $1M.
Will I need a personal guarantee?
Most unsecured business loans in Australia require a director's guarantee, even though no property is used as security.
See what you could borrow
Four minutes. No credit check. A real specialist calls you within hours.
- No credit check to start
- Decisions within hours
- No obligation