Business Line of Credits
A revolving limit — draw when you need it, pay interest only on what you use.
A business line of credit is a revolving facility of up to $2 million. You draw funds whenever you need them, only pay interest on the amount drawn, and the limit becomes available again as you repay — ideal for managing uneven cash flow.
Features
- Draw anytime
- Interest on drawn funds only
- Re-draw as you repay
- No early repayment fees
Best for
- Seasonal businesses
- Covering slow-paying invoices
- A cash flow safety net
- Ongoing stock purchases
What you'll need
- Active ABN
- 12+ months trading preferred
- Consistent monthly revenue
Business Line of Credit FAQs
How does a business line of credit work?
You're approved for a limit, draw what you need, and pay interest only on the drawn balance. As you repay, the funds become available to use again.
See what you could borrow
Four minutes. No credit check. A real specialist calls you within hours.
- No credit check to start
- Decisions within hours
- No obligation