Fast Business Loans

Quick capital with a decision in hours and same-day settlement available.

A fast business loan from CreditAU is short-term funding of $5,000 to $5 million for Australian businesses with an active ABN and at least 4 months of trading. Seeing your options doesn't touch your credit file, decisions usually come back within hours on business days, and funds can settle the same day.

Features

  • No personal credit check to see options
  • Same-day settlement available
  • Refinancing of existing debt accepted
  • Daily, weekly or monthly repayments

Best for

  • Urgent cash flow gaps
  • Stock and supplier payments
  • ATO debt
  • Time-sensitive opportunities

What you'll need

  • Active ABN
  • 4+ months trading
  • $5,000+ monthly revenue
  • 6 months of bank statements

Fast Business Loan FAQs

How fast can I get a business loan in Australia?

With CreditAU most applicants receive a decision within a few hours on business days, and accepted offers can settle the same day.

Do I need a good credit score for a fast business loan?

No. Lenders on our panel look at your business's actual cash flow, not just a credit score. Past credit issues don't automatically rule you out.

Can I use a fast loan to pay an ATO debt?

Yes. Paying tax debt to the ATO is one of the most common reasons Australian businesses use short-term funding.

See what you could borrow

Four minutes. No credit check. A real specialist calls you within hours.

  • No credit check to start
  • Decisions within hours
  • No obligation

No credit checkTakes about 4 minutes

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